Client loginFind an adviserCareers
OverviewWhat we offerHow we fit togetherLeadershipRegulatory info
About us / Our Divisions / Mzansi Life

Mzansi Life

“Protecting what matters, from your first job to your family's future.”

Life, funeral, disability and income protection cover for South African families — including the funeral insurance that founded this Group back in 1958.

Overview

What Mzansi Life does

Mzansi Life protects South African families financially when life doesn't go to plan, offering life cover, funeral insurance, disability and income protection, and retirement funds arranged through employers. Its funeral cover traces back to the Group's origins in 1958 as a community burial society, and remains one of its most widely held products today.

Most Mzansi Life cover is recommended and arranged by a Mzansi Advisors financial adviser, who helps clients work out what protection they actually need, though simple funeral plans can also be bought directly. Behind every policy, Mzansi Life carries the underwriting risk — the actual promise to pay out.

What we offer

Cover for people, and cover for businesses

Full product detail lives on the Personal and Business sections of the site — here's the picture of both, in one place.

For individuals & families

Life, funeral, disability and income protection cover, matched to your dependants and debts.

  • Term & Whole Life Cover, Funeral Insurance
  • Disability Cover & Income Protection
  • Severe Illness Cover
Explore Life & Risk Cover →

For businesses

Cover for what happens to your business if you or a key partner is lost.

  • Key Person Insurance
  • Buy-and-Sell Agreement Cover
  • Contingent Liability & Overhead Expense Cover
Explore Business Assurance →
Group risk & retirement funds for employers are arranged through Mzansi Advisors' employee benefits consulting, delivered via the Mzansi Umbrella Retirement Fund. We underwrite the group life, disability and funeral risk benefits bundled into every participating employer's membership — available to Corporate & Institutional clients rather than as a standalone product on this site.
How we fit together

Protection is part of a bigger plan

  • Mzansi Advisors recommends our cover, we underwrite it. When an adviser recommends life or funeral cover, Mzansi Life is the business that actually carries the risk and pays the claim — the adviser and the underwriter are always separate.

  • Bond life cover, arranged alongside your home loan. Mzansi Bank home loan applicants are often introduced to Mzansi Life for cover that protects their bond if something happens to them.

  • Group risk for employers. Mzansi Advisors' employee benefits consultants arrange group life and disability cover for Corporate & Institutional clients, underwritten by Mzansi Life.

  • Your policy counts toward Mzansi Rewards. Completing an annual wellness assessment and maintaining non-smoker status earns points and can reduce your premium over time.

Leadership

Meet the team

The people responsible for Mzansi Life's underwriting, claims and product businesses.

KS

Karabo Sibeko

Managing Director, Mzansi Life

Leads Mzansi Life's underwriting, claims and product teams, with a particular focus on the Group's heritage funeral book.

MV

Michelle van Wyk

Head of Underwriting & Claims

Responsible for risk assessment on new policies and the claims process for disability, death and dread disease payouts.

TS

Thandiwe Skosana

Head of Product & Actuarial

Leads product design and pricing across life, funeral, disability and income protection cover.

Regulatory information

Who regulates Mzansi Life

Mzansi Life Ltd is a licensed long-term insurer, regulated separately from the rest of the Mzansi Group, as required under South African insurance law.

Entity
Mzansi Life Ltd
Regulator
Prudential Authority & FSCA
Governing legislation
Insurance Act 18 of 2017; FAIS Act
Wireframe rebuild — Mzansi Life & Wealth (fictitious)

No session context