Term finance for equipment, expansion or working capital, with repayment terms structured around your business's cash flow.
Fund new equipment, premises upgrades or expansion into new markets.
Bridge seasonal cash flow gaps or fund a large order before payment is received.
Repayment terms structured around your business's cash flow cycle, not a fixed template.
| Item | Detail |
|---|---|
| Loan amount range | R50,000 – R10,000,000 |
| Available terms | 12 to 84 months |
| Initiation fee | Up to 1% of loan amount |
| Interest rate range | Prime + 2% to Prime + 8%, risk-based |
| Early settlement penalty | None |
Smaller loans may be unsecured based on your business's credit profile; larger loans typically require security such as property or equipment.
Indicative approval within 5 business days for standard applications, once all documentation is submitted.
Commercial property purchases are typically financed via a separate commercial property loan — ask your business banker about the right product.
An adviser at Mzansi Advisors can help you structure financing alongside your broader business plan — at no extra cost.
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