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Merchant Services · Business

Card Acquiring

Accept card and tap-to-pay payments in-store or online, with next-business-day settlement into your Mzansi business account.

1.95%from
Transaction fee, in-person card payments
  • In-store card machines, tap-to-pay and QR code payments
  • Online payment gateway for e-commerce
  • Next-business-day settlement into your Mzansi account
  • Real-time transaction dashboard and reporting

What's included

In-store & mobile

Accept payments via countertop, portable or mobile card machines, wherever your business operates.

Online payments

Integrate a secure payment gateway into your website or online store.

Next-day settlement

Funds settle into your Mzansi business account the next business day, improving cash flow.

Fees at a glance

Transaction typeFee
In-person card payment1.95%
Tap-to-pay / contactless1.95%
Online payment gateway2.45%
Card machine rentalR199/month
Settlement timeNext business day

Common questions

Do I need a Mzansi business account to use card acquiring?

Yes, settlement is paid into a Mzansi Bank business current account.

Can I accept international cards?

Yes, all major international card schemes are supported at the same transaction rate.

How long does setup take?

Most businesses are live within 3-5 business days of approval, including card machine delivery.

Setting up a new store or online shop?

An adviser at Mzansi Advisors can help you plan your full business banking setup — at no extra cost.

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