Crop and livestock cover for farming businesses, protecting against hail, drought, disease and other agricultural risks.
Protects against yield loss from hail, fire, drought and other insured weather events.
Covers death, theft and notifiable disease outbreaks affecting your herd or flock.
Extends cover to tractors, irrigation equipment, silos and farm buildings.
| Cover feature | Detail |
|---|---|
| Crop cover basis | Insured yield value per hectare, crop-specific |
| Livestock cover basis | Market value per head at time of loss |
| Drought cover | Optional add-on, region-dependent |
| Premium payment structure | Can align to harvest or sale cycles |
| Excess | Varies by crop/livestock type and region |
No, drought cover is typically an optional add-on and depends on your farming region's risk profile.
At market value per head at the time of loss, based on standard industry pricing guides.
Yes, premium payment structures can be aligned to when your farming business typically receives income.
An adviser at Mzansi Advisors can help you build a cover plan across crops, livestock and equipment — at no extra cost.
Speak to an adviserCompare all commercial insuranceNo session context