Cover for your equipment, stock, fittings and premises against fire, theft, storm damage and other insured events.
Covers your buildings, fixtures, fittings and business equipment against insured events.
Protects stock and inventory at replacement value, including seasonal stock fluctuations.
Optional cover for stock or equipment while being transported between sites.
| Cover feature | Detail |
|---|---|
| Excess (standard claim) | R2,500 or 1% of sum insured, whichever is greater |
| Buildings sum insured | Based on rebuild value |
| Stock sum insured | Based on replacement value, adjustable seasonally |
| Goods in transit | Optional add-on |
| Accidental damage | Optional add-on |
Yes, many businesses increase stock cover ahead of peak trading periods such as Black Friday or December.
Yes, tenants can insure their own fittings, stock and equipment even if the landlord insures the building separately.
Gradual wear and tear, and losses from inadequate security measures, are typically excluded.
An adviser at Mzansi Advisors can help you value your assets accurately — at no extra cost.
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