Same-day access savings for your business's operating reserve, earning interest on cash you're not using right now.
Put surplus operating cash to work instead of leaving it in a non-interest-bearing account.
Move funds back to your current account the same business day, whenever you need them.
Set up automatic sweeps to move surplus cash into savings overnight or weekly.
| Item | Detail |
|---|---|
| Balance under R100,000 | 4.50% p.a. |
| Balance R100,000 – R1,000,000 | 5.25% p.a. |
| Balance over R1,000,000 | 5.75% p.a. |
| Monthly account fee | None |
| Access | Same business day |
No minimum balance is required to open the account, though the interest rate improves at higher balance tiers.
Yes, automatic sweep transfers can be set up to move surplus cash into savings on a schedule you choose.
No — money market accounts typically offer a higher rate for larger balances with slightly different access terms; your adviser can help you compare.
An adviser at Mzansi Advisors can help you structure your reserves across savings, money market and fixed deposits — at no extra cost.
Speak to an adviserCompare all save & invest optionsNo session context