Higher-yield, low-risk cash parking for larger business balances, with same-day or 24-hour access depending on the amount.
Rates improve meaningfully at higher balance tiers, rewarding businesses with substantial cash reserves.
Same-day access for smaller withdrawals, 24-hour notice for larger amounts.
Your capital is not at market risk — ideal for cash you can't afford to see fluctuate in value.
| Item | Detail |
|---|---|
| Balance R100,000 – R1,000,000 | 6.40% p.a. |
| Balance over R1,000,000 | 7.10% p.a. |
| Access under R500,000 | Same business day |
| Access over R500,000 | 24 hours' notice |
| Monthly account fee | None |
R100,000, reflecting its role as a higher-balance cash management tool rather than an everyday savings account.
This is standard money market practice — smaller amounts settle same-day, while larger withdrawals require 24 hours' notice to manage liquidity.
Yes, unlike a unit trust or investment portfolio, a money market account does not fluctuate in capital value.
An adviser at Mzansi Advisors can help you balance access needs against yield — at no extra cost.
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