One rewards programme across banking, life cover, medical cover, short-term insurance and investing — with extra points for saving consistently and staying healthy, not just for spending.
Mzansi Rewards isn't just for holding products — it's built to reward the habits that actually make you better off.
Every Mzansi product you hold — banking, life cover, medical cover, short-term insurance, investing — adds to your tier, with no extra sign-up needed.
Wellness assessments, gym visits, non-smoker status and safe driving scores all earn points — and often lower your premiums too.
Meeting your savings goals and keeping your investment contributions uninterrupted earns points for good financial habits, not just balances.
Every division rewards a different behaviour — together they cover holding products, saving, and staying healthy.
Earn points for meeting your monthly savings goal and keeping your accounts active — no need to switch banks to start earning.
Complete an annual wellness assessment and maintain non-smoker status to earn points and unlock premium discounts.
Earn points for gym visits, annual health screenings and preventative check-ups, tracked through the Mzansi Health app.
A telematics-based safe driving score earns you points and reduces your motor insurance premium over time.
Attending your annual financial plan review earns points and keeps your whole plan on track.
Uninterrupted TFSA, RA or unit trust contributions earn points — withdrawing early pauses your streak.
Points from every division add up together — your tier reflects your whole relationship with Mzansi, not just one product.
Points can be used across the Group, or converted into direct savings on the products you already hold.
Paid directly into your Mzansi Bank account, no vouchers required.
Discounted flights and airport lounge visits at Gold tier and above.
Redeemable at partner retailers and fuel stations nationwide.
Lower your excess on your next Mzansi Insure claim using points.
A free Mzansi Advisors financial planning review, no charge.
Gym membership and fitness gear discounts through Mzansi Health partners.
No — you start earning from your very first Mzansi product, and your tier grows as you add more products and healthy or consistent-saving behaviours.
Mzansi Insure uses a telematics device or smartphone app to measure acceleration, braking, cornering and speed, converting your driving behaviour into a monthly score.
Your points balance stays, but your tier may adjust to reflect your current relationship with the Group.
Unused points expire after 24 months if your Mzansi Rewards account is inactive.
Rewards activate automatically the moment you hold your first Mzansi product — there's nothing extra to sign up for.
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