Cover for valuables and portable items — like laptops, jewellery and cameras — wherever you take them, in South Africa or abroad.
Unlike standard contents cover, this follows your specified items wherever you take them.
List high-value items like jewellery or cameras individually so they're covered for their full value.
Extend cover to include international travel, for an additional premium.
| Cover feature | Detail |
|---|---|
| Excess (standard claim) | R750 per item |
| Specified item limit | No limit, subject to valuation |
| Unspecified items limit | Up to R10,000 total |
| Worldwide cover | Optional add-on |
| Replacement basis | New-for-old on most claims |
Only higher-value items need to be individually specified; smaller items are covered under an unspecified items limit.
Yes, subject to reasonable security precautions being taken, such as not leaving it visible.
Yes, a valuation certificate or purchase receipt is typically required for high-value specified items.
An adviser at Mzansi Advisors can help you list and value everything correctly — at no extra cost.
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