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Heritage Product · Mass & Foundation

Funeral Insurance

Individual, family and extended family funeral plans — the Group's original product line, dating back to our founding as a Durban burial society in 1958.

R40/month
Indicative premium — individual plan, R20,000 cover
  • Cover from R10,000 to R100,000 per life assured
  • Extended family cover available for up to 21 lives on one policy
  • Payout within 48 hours of a valid claim
  • Optional cash-back and grocery/airtime benefits

What's included

Extended family cover

Add parents, in-laws and extended family members to a single policy.

Fast payout

Claims are typically paid within 48 hours, when all documents are in order.

Cash-back benefits

Optional add-ons return a cash-back benefit or grocery/airtime vouchers alongside the payout.

Cover & premium details

Cover featureDetail
Minimum cover amountR10,000 per life assured
Maximum cover amountR100,000 per life assured
Maximum lives per policy21 (extended family option)
Waiting period6 months for natural causes; none for accidental death
Claim payout timeWithin 48 hours of a valid claim

Common questions

Who can I cover on an extended family plan?

Spouse, children, parents and parents-in-law can all be added to a single extended family funeral plan.

Is there a waiting period?

Yes, typically 6 months for death by natural causes, though accidental death is covered from day one.

How quickly are claims paid?

Most valid claims are paid within 48 hours once all required documents are submitted.

Planning cover for your whole family?

An adviser at Mzansi Advisors can help you structure extended family cover correctly — at no extra cost.

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