A lump-sum payout on diagnosis of a covered severe illness — such as cancer, stroke or heart attack — to cover treatment costs or give you time to recover without financial pressure.
Includes cancer, stroke, heart attack, organ failure and other major conditions.
Spend the lump sum on medical treatment, debt, or simply time off to recover — there's no restriction.
Partial payouts are available for certain conditions caught at an early stage.
| Cover feature | Detail |
|---|---|
| Minimum cover amount | R100,000 |
| Maximum cover amount | R10,000,000 |
| Conditions covered | 20+, including cancer, stroke and heart attack |
| Waiting period | 3 months from policy start |
No — this pays a cash lump sum on diagnosis, separate from and in addition to any medical scheme cover from Mzansi Health.
Certain conditions qualify for a partial payout at an early stage, with the balance payable if the condition progresses.
Yes, it's commonly added as a rider to Term or Whole Life cover, or purchased as a standalone policy.
An adviser at Mzansi Advisors can show you how this complements your Mzansi Health option — at no extra cost.
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