Classic, Gold and Platinum credit cards, each balancing everyday spending power with a different rewards and travel benefit profile.
Zero-liability fraud cover and purchase protection on every card tier.
Up to 55 interest-free days when you settle your balance in full each month.
Earn Rewards points on all spend, redeemable across every Mzansi division.
| Card | Fee / Rate |
|---|---|
| Classic — monthly fee | R39 |
| Gold — monthly fee | R89 |
| Platinum — monthly fee | R189 |
| Interest rate range | 18.5% – 22.0% p.a., risk-based |
| Card replacement fee | R150 |
| Foreign currency transaction fee | 2.75% |
Platinum eligibility is based on income and credit history, assessed at application — there's no fixed income threshold published upfront.
Generally no — each client holds one primary Mzansi credit card tier at a time, upgradeable as your needs change.
If you settle your full statement balance by the due date, no interest is charged on that month's purchases.
An adviser at Mzansi Advisors can help you choose based on your income and goals — at no extra cost.
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