New and used vehicle finance with flexible balloon payment and term options, plus asset finance for business equipment.
Reduce your monthly instalment by structuring a balloon payment at the end of the term.
Add comprehensive vehicle insurance from Mzansi Insure directly onto your finance instalment.
Get an indicative approval in minutes through the Mzansi app before you visit a dealership.
| Item | Indicative fee / rate |
|---|---|
| Initiation fee | Up to R1,208 (NCA-capped, once-off) |
| Monthly service fee | R69 |
| Balloon payment option | Up to 35% of purchase price |
| Early settlement penalty | Capped under the National Credit Act |
| Comprehensive insurance | Required; available via Mzansi Insure |
A lump sum you agree to pay at the end of the finance term, which lowers your monthly instalment during the term.
Yes, subject to a vehicle inspection and valuation as part of the application.
Comprehensive cover is required for the finance term, and can be arranged with Mzansi Insure or another insurer of your choice.
An adviser at Mzansi Advisors can help you plan the full picture, including insurance — at no extra cost.
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