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Transactional · Mass & Foundation

Everyday Account

A no-frills transactional account with a low flat monthly fee, free debit card swipes, and full access to the Mzansi app and branch network — built for straightforward, everyday banking.

R55/month
Flat monthly account fee
  • Unlimited card swipes at any till point
  • 2 free cash withdrawals at Mzansi ATMs/mth
  • Free digital statements & app access
  • No minimum balance required

What's included

Mzansi App

Full digital banking, payments and airtime/electricity purchases at no extra cost.

Free debit card

Tap-to-pay debit card included, with free replacement once per year.

Fraud protection

Real-time transaction alerts and zero-liability fraud cover on card purchases.

Fees at a glance

TransactionFee
Monthly account feeR55
Point-of-sale card swipeFree
Mzansi ATM withdrawal (first 2/mth)Free
Mzansi ATM withdrawal (thereafter)R7 + 1.10%
Other bank ATM withdrawalR12 + 2.00%
Debit orderR6.50

Common questions

Do I need a minimum salary to open this account?

No minimum income is required for the Everyday Account — it's built to be accessible to anyone opening their first transactional account.

Can I upgrade later?

Yes. You can upgrade to a Metro or Private Client Account at any time from the Mzansi app, without closing your Everyday Account.

What documents do I need to open an account?

A South African ID or passport and proof of address, in line with FICA requirements.

Not sure this is the right account?

An adviser at Mzansi Advisors can help you choose based on your income and goals — at no extra cost.

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