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Comprehensive · Personal & Wealth

Comprehensive Option

Full in- and out-of-hospital cover, including GP visits, specialists, medication and dentistry — the most complete option in the Mzansi Health range.

R3,890/month
Indicative monthly contribution — single member, age 30
  • Unlimited private hospital cover
  • Unlimited GP and specialist visits, subject to scheme rules
  • Above-threshold benefit for chronic medication
  • Dentistry and optometry benefits included

What's included

Full day-to-day cover

GP visits, specialist consultations, and acute medication are all covered from scheme rates.

Above-threshold chronic cover

Chronic medication is covered beyond the standard PMB list, once you reach your annual threshold.

Dentistry & optometry

Includes an annual benefit for routine dental care and eye tests or glasses.

Benefits & contribution details

BenefitDetail
Monthly contribution (principal member)R3,890
Monthly contribution (adult dependant)R3,120
Monthly contribution (child dependant)R780
Annual hospital limitUnlimited, subject to scheme rules and network hospitals
Day-to-day benefitUnlimited GP/specialist visits, subject to scheme rules

Common questions

How is this different from the Savings-Based option?

Comprehensive pays day-to-day claims directly from a shared risk pool; the Savings-Based option pays from your own savings account until it's depleted, then from a self-payment gap.

Is chronic medication fully covered?

PMB chronic conditions are covered in full; other chronic conditions are covered above an annual per-person threshold.

Can I downgrade later if it's too expensive?

Yes, option changes are allowed once a year at the scheme's annual renewal date, or after a qualifying life event.

Want the fullest possible cover?

An adviser at Mzansi Advisors can confirm whether Comprehensive fits your budget and health needs — at no extra cost.

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