Client loginFind an adviserCareers
Hospital Plan · Mass & Foundation

Hospital Plan

Cover for planned and emergency hospital stays, procedures and specialist care in hospital — without day-to-day cover for GP visits or medication.

R1,450/month
Indicative monthly contribution — single member, age 30
  • Unlimited private hospital cover, subject to scheme rules
  • All Prescribed Minimum Benefits (PMBs) included
  • Optional day-to-day GP network add-on
  • No cover for routine GP visits or over-the-counter medication

What's included

In-hospital cover

Comprehensive cover for hospital admissions, theatre fees, and specialist care while admitted.

Emergency cover

Emergency medical transport and casualty ward cover included, even for accidental injury.

PMBs included

All Prescribed Minimum Benefit conditions are covered by law, regardless of option.

Benefits & contribution details

BenefitDetail
Monthly contribution (principal member)R1,450
Monthly contribution (adult dependant)R1,180
Monthly contribution (child dependant)R365
Annual hospital limitUnlimited, subject to scheme rules and network hospitals
Day-to-day coverNot included — add the GP network option separately

Common questions

Does this cover GP visits?

No — the Hospital Plan covers in-hospital care only; day-to-day GP and medication cover can be added via the optional network add-on.

Are pre-existing conditions covered?

Yes, subject to standard scheme underwriting and any late-joiner penalties under the Medical Schemes Act.

What are Prescribed Minimum Benefits?

PMBs are a legally mandated set of conditions every medical scheme option must cover in full, regardless of which option you choose.

Not sure if a Hospital Plan is enough cover?

An adviser at Mzansi Advisors can compare this against the Comprehensive option based on your health needs — at no extra cost.

Speak to an adviserCompare all options
Wireframe rebuild — Mzansi Life & Wealth (fictitious)

No session context