Hospital cover backed by your own annual medical savings account for day-to-day expenses — giving you more control over routine healthcare spend.
A portion of your contribution funds an annual account you control for day-to-day claims.
The same unlimited private hospital cover as the Comprehensive option.
Use your savings account balance for GP visits, medication or specialists, in any combination.
| Benefit | Detail |
|---|---|
| Monthly contribution (principal member) | R2,340 |
| Monthly contribution (adult dependant) | R1,890 |
| Monthly contribution (child dependant) | R495 |
| Annual savings allocation | 25% of total annual contribution |
| Self-payment gap | Applies once savings are depleted, until the annual threshold benefit begins |
You enter a self-payment gap for day-to-day claims until you reach the annual threshold, after which the scheme covers further claims at scheme rate.
Yes, unused savings typically roll over to the next year, subject to scheme rules, as long as you remain on this option.
Yes, in-hospital cover is unlimited and equivalent — the difference is purely in how day-to-day benefits are funded.
An adviser at Mzansi Advisors can model your likely annual claims to see if this option makes sense — at no extra cost.
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